Money and financial wellbeing
These tools help you understand and plan your money: budgets, bills, debt payoff, savings goals, net worth and retirement, plus insurance, taxes and investments. Reading pages cover money habits and stress about money.
The tools are free to use today and need a free account. “Open in the app” asks you to sign in or create one first.
SOS is an educational tool. It is not a doctor, therapist, financial adviser, lawyer or crisis service. Use it to learn and to keep track of your own life, and check anything important with a qualified person. Read the terms.
Tools that help
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Wealth
Budgeting Suite
Income, expenses, savings goals, and spending intelligence.
Open in the app: Budgeting Suite -
Wealth
Debt Payoff Planner
Open in the app: Debt Payoff Planner -
Wealth
Savings Goals
Named savings buckets — emergency fund, vacation, home.
Open in the app: Savings Goals -
Wealth
Net Worth Tracker
Add what you own and what you owe to see your net worth, and save snapshots to watch it change.
Open in the app: Net Worth Tracker -
Wealth
Calculators
Mortgage, loan amortization, debt payoff, retirement, and compound interest.
Open in the app: Calculators -
Knowledge
Money Psychology
The psychology of financial decisions — behavioral biases, money scripts, emotional spending, and building a healthy relationship with money.
Open in the app: Money Psychology -
Wealth
Financial Profile
Net worth tracking, asset & liability accounts, financial goals, and FIRE planning.
Open in the app: Financial Profile -
Wellness
Financial Stress
Manage the mental health impact of money stress.
Open in the app: Financial Stress -
Wealth
Retirement Simulator
Monte Carlo retirement simulator.
Open in the app: Retirement Simulator -
Wealth
Bill Calendar
Track every recurring bill with a visual monthly calendar.
Open in the app: Bill Calendar -
Wealth
Bill Tracker
List your recurring bills with due days and an auto-pay note, and mark each one paid for the current period.
Open in the app: Bill Tracker -
Wealth
Credit Score Tracker
Manual credit score logging with trend chart, FICO factor self-assessment (payment history, utilization, length, new credit, mix).
Open in the app: Credit Score Tracker -
Wealth
Mindful Spending
Track spending triggers, emotional purchases, and regret.
Open in the app: Mindful Spending -
Wealth
Investments
Track stocks, ETFs, and crypto.
Open in the app: Investments -
Wealth
Insurance Inventory
Track all policies — health, life, auto, home, disability, and more.
Open in the app: Insurance Inventory -
Wealth
Tax Organizer
Open in the app: Tax Organizer -
Wealth
College Savings
Open in the app: College Savings -
Wealth
Mindful Spending Journal
Log purchases with emotional context.
Open in the app: Mindful Spending Journal -
Wealth
Financial Literacy
Open in the app: Financial Literacy -
Wealth
Investment Analysis Suite
Open in the app: Investment Analysis Suite -
Wealth
Dividend Investing
Build a passive income stream through dividend stocks.
Open in the app: Dividend Investing -
Knowledge
Psychology of Money
Morgan Housel's principles (no one is crazy, luck and risk, hedonic adaptation, compounding, getting vs. staying wealthy, optionality).
Open in the app: Psychology of Money
Help answers on this topic
- Is the money information financial advice?
- Is my money information saved to my account?
- How do I track my net worth?
- How do I start a budget?
- How do I make a plan to pay off debt?
- How do I track my bills?
- Where are the money calculators?
- How do I understand my credit score?
Guides
More topics
- Physical wellbeing
- Mental wellbeing
- Social connection
- Community and belonging
- Volunteering and giving
- Personal growth and habits
- Goals and productivity
- Learning and knowledge
- Empowerment and rights
- Cooperation and organizing
- Family and relationships
- Life stages and events
- Meaning, values and purpose
- Safety and support