How do I understand my credit score?
You type in scores you already know, and the tracker shows your history.
This needs an account. Sign in to the app first.
What it does
Get your score from a source you already use, such as your bank app or a credit service. Then tap Log My First Score or Log New Score.
Type the score (from 300 to 850), the date, where it came from and a note.
The screen shows your latest score, the change since your last entry and a small history chart.
The three tabs
History lists your entries. FICO Factors explains common factors and lets you rate each one for yourself. Tips shows general ideas, put in order by your own ratings.
Good to know
Your scores stay only on this device. Clearing your browser data removes them, and they do not show on another device.
The bands, factors and tips are general education. They are not financial advice and they do not know your situation. Talk to a qualified adviser about your own money.
Delete an entry with the X on its row. SOS asks first, and it cannot be undone.